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Profile photo of a State Farm Agent named: Jill Judd
State Farm® Insurance Agent

Jill Judd

820 Bay Avenue
Suite 103
Capitola, CA 95010-2134

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


820 Bay Avenue
Suite 103
Capitola, CA 95010-2134


English, Spanish

Our beautiful state of California is rich in natural resources, diverse populations and extraordinary people. I am lucky to be a steward to all in my work as a State Farm Agent. As a 4th generation Californian from the Santa Cruz area, I am honored to serve my community as your advocate for personal and business insurance and financial services.

From the Auto, Home and Life Insurance side - I care about what my customers face at each life changing moment. Whether it's getting a first driver's license, growing a family, protecting a home, building a business, I want to know they are prepared for what might happen so they can relax and enjoy life. From birth to death, I am grateful to be a part of the conversations that bind us. Together we craft plans, balance risk and think creatively so they can navigate unexpected situations and recover with dignity, control and a path forward.

I come from a large family of entrepreneurs who have built businesses in construction, medicine, design, hospitality, engineering and computer programming. It gives our office a unique perspective in the commercial space and an understanding of the challenges business owners face with demands on time, HR support, ever-changing innovation and financial considerations. It's a comfort for our customers to know they have our knowledge and experience on their side so they can confidently return to running the business of their dreams.

As a 24 -year State Farm Agent I enjoy getting to know our customers and the lives they've made. We support them with our highly professional yet personalized insurance and financial services team. My team and I believe in continued professional development. We are students of the industry. We read, study and advance our knowledge of the issues our customers care about. Give us the opportunity to support you as well. Call or email anytime.

We are proud to support the arts, financial literacy initiatives, music education, youth programs, women in business, senior centers, animal care programs and cancer research. When not in the office we'll be outside with you, hiking, running, gardening, golfing and dog walking.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


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Our mission is to make insurance and financial services approachable and understandable. We believe in educating our customers so they are confident in making decisions that could have enormous impact on their future, family, business and legacy.

Our customer loyalty is earned through honest interaction, compassionate communication and professional recommendations.

Our office has over one hundred years of experience to better serve you.

Our cohesive team provides exceptional service to each and every customer. They are licensed, professional and thoughtful individuals who are fun to be around and dedicated to making the world a better place. They are all challenged to grow personally and professionally and are held accountable for a job well done. At the end of the day, they are proud to work in this office serving communities throughout California from the Pacific Ocean to the Sierras.